Introduction: The development of the Creative Economy has
become a national priority due to its role as a pillar of the state economy,
driven by collaboration between the government and the business sector focusing
on innovation. To run and develop their businesses, especially in the creative
industry sector that requires significant funds, Ekraf actors need a source of
financing in the form of credit facilities from financial institutions, both
banking and non-banking. The granting of this credit is based on a binding agreement,
where the creditor provides funds and the debtor is obliged to repay the loan
under certain terms. To overcome capital limitations, Ekraf actors in Ambon
City can now utilize Intellectual Property (IP)—such as Copyright, Trademarks,
Patents, and others—as one of the collateral objects to obtain loans from
financing institutions in order to increase productivity and expand their
product marketing.
Purpose
of Research: This research aims to examine and analyze How
the Implementation of Credit Financing and Conflict Resolution for Creative
Economy Actors Using Intellectual Property as Collateral in Ambon City is
carried out.
Method
of Research: The research method used is sociological
legal research, which is a combination research method between doctrinal legal
research methods and empirical legal research methods.
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